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3 Ways to Make Obamacare Less Totally Horrible

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@ReasonVids

Even though I think Obamacare is a truly epic mistake, here are three obvious ways to make the president's signature legislative achievement better, cheaper, and more cost-effective.

  1. Let anyone buy "catastrophic plan."

As it stands, only people under 30 and a few other folks can buy cheap "catastrophic plans" that cover few regular procedures but protect you against very costly medical emergencies. Catastrophic plans are much cheaper than the cheapest comprehensive bronze plans at Healthcare.gov.

One of the selling points of Obamacare was that it would let people choose plans that fit their needs. If a catastrophic plan is what you want, why not be allowed to buy one?

  1. Force insurers to compete across state lines.

Health insurance companies, in cahoots with state insurance commissions, have carved up their territories like old-school mob families.

A true national market that would force insurers to compete for customers on the basis of price and service would expand consumer options and eventually lead to new ways of doing business. That works in auto and home insurance and would work with health insurance too.

  1. Grow the supply of medical care already.

Obamacare increases the demand for medical care but does virtually nothing to grow its supply.

That's a recipe for shortages and long wait times.

The quickest way to grow the supply of health care is to ditch all sorts of barriers ranging from super-slow FDA approval processes for new drugs and devices, to protectionist professional licensing, to tightly restricted medical school admissions. Almost three dozen states even give existing hospitals an indirect say in whether new, competing hospitals can be built!

Scrapping all of these and more would make health care more easier and cheaper to get.

I think that Obamacare is not just a dumb law but a deeply offensive one.

In a perfect world, it would be repealed and we'd actually move toward a true free market in health care. But in the world we actually live in, Obamacare isn't going away any time soon.

The least we can do in the meantime is make it less horrible.

2.23 minutes. Written by Nick Gillespie and produced by Joshua Swain.

Go to reason.tv for downloadable versions and subscribe to Reason TV's YouTube channel to receive automatic notifications when new material goes live.

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reason tv
,
reason magazine
,
obamacare
,
nick gillespie
,
improve
,
catastrophic
,
healthcare
,
insurance
,
aca
,
patient protection and affordable care act (literature subject)
,
medical supply
,
con laws
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,
regulations
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policy
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